Several Levels of Coverage

Several options depending on the type of traveling you intend to do.

Levels of Coverage

No Matter Where You’re Going or What Your Sport is, We’ve Got You Covered!  

With up to $1,000,000 of medical protection, 24/7 Travel Assistance, and a customized stainless steel Dogtag, you’re well protected, whether you’re traveling 100 miles from home or 11,000 miles! 

  • DOGTAG offers 2 levels of medical benefits: $500,000 or $1,000,000. You receive $1,000,000 in emergency medical evacuation protection no matter which option you choose.
  • Buy coverage for yourself or add your family. Your legal spouse, including your domestic partner or civil partner and dependent children are eligible.
  • How long can you travel? We’ll cover you from 10 to 90 days, as long as you’re traveling at least 100 miles from your home.
  • Pricing varies with the sport you select

Review the policy and coverage details HERE.

Wondering if we cover your sport? Check out our Sports List to be certain.

DOGTAG Schedule of Benefits

Coverages are shown in U.S. Dollar amounts and are per person and per Period of Coverage unless stated otherwise.

Medical Maximums $500,000; $1,000,000
Deductible $0
Coinsurance After You pay the deductible, the program pays 100% of eligible expenses to your Medical Maximum.
Dental Emergency Treatment (Sudden Relief of Pain) $100 
Dental Emergency Treatment (Accident Coverage) $500 
Emergency Medical Evacuation/Repatriation $1,000,000 (in addition to the Medical Maximum)

Accidental Death & Dismemberment (AD&D)
AD&D benefits are not provided for certain sports.

$25,000 principal sum for Insured or Insured Spouse
$5,000 principal sum for Dependent Child(ren)

$5,000 principal sum for Dependent Child(ren)
Return of Mortal Remains $50,000 
Return of Minor Child(ren) $50,000 
Emergency Medical Reunion $50,000 
Local Ambulance Benefit $5,000 
Loss of Sports Equipment $5,000 
Sports Equipment Rental Coverage $500 
Hospital Room & Board Usual, Reasonable & Customary to the selected Medical Maximum 
Intensive Care Usual, Reasonable & Customary to the selected Medical Maximum 
Outpatient Medical Expenses Usual, Reasonable & Customary to the selected Medical Maximum 
Except as specifically indicated otherwise, all benefits are subject to Deductible and Coinsurance.

Exclusions - Please review your plan document for a full list of exclusions. 

Description of Benefits

Medical Expenses: Only such expenses, incurred as the result of and within the Period of Coverage from a Disablement, which are specifically enumerated in the following list of charges, and which are not excluded in EXCLUSIONS AND LIMITATIONS, shall be considered as Covered Expenses: 

1. Charges made by a Hospital for room and board, floor nursing and other services inclusive of charges for professional service and with the exception of personal services of non-medical nature; provided, however, that expenses do not exceed the Hospital’s average charge for semi-private room and board accommodations; charges made for an operating room. 

2. Charges made for Intensive Care or coronary care charges and nursing services. 

3. Charges made for diagnosis, treatment and Surgery by a Physician; charges made for the cost and administration of anesthetics. 

4. Charges made for Outpatient treatment, same as any other treatment covered on an Inpatient basis. This includes ambulatory surgical centers, Physicians’ Outpatient visits/examinations, clinic care, and surgical opinion consultations. 

5. Charges for medication, x-ray services, laboratory tests and services, the use of radium and radioactive isotopes, oxygen, blood transfusions, iron lungs, and medical treatment; dressings, drugs, and medicines that can only be obtained upon a written prescription of a Physician or Surgeon. 

6. Charges for physiotherapy, if recommended by a Physician for the treatment of a specific Disablement and administered by a licensed physiotherapist. 

7. Ground ambulance (within the metropolitan area, up to the maximum stated in the SCHEDULE OF BENEFITS) to and from the nearest Hospital with facilities for required treatment. If the Insured Person is in a rural area and unreachable by ground ambulance, then licensed air ambulance transportation to the nearest metropolitan area shall be considered a Covered Expense. 

8. Hotel room charge, when the Insured Person, otherwise necessarily confined in a Hospital, shall be under the care of a duly qualified Physician in a hotel room owing to unavailability of a Hospital room by reason of capacity or distance or to any other circumstances beyond control of the Insured Person. 

9. Charges made for artificial limbs, eyes, larynx, and orthotic appliances, but not for replacement of such items. 

10. Charges for Home Health Care up to a $2,500 Maximum per Policy Period. 

11. Charges for care in a licensed Extended Care Facility as defined herein, upon direct transfer from an acute care Hospital.